About
XCredit is a reliable loan app in Nigeria offering loans ranging from ₦5,000 to ₦500,000 with an interest rate of 12% to 24% APR. The loan term can be from 91 days to 180 days and there is no service fee charged. To apply for a loan, simply create an account, apply for a loan, and receive the funds directly in your bank account. With each loan repayment, you can build your loan limit. The app ensures the safety of your personal information and uses your phone's data, including SMS history, to verify your identity and create a credit score. XCredit values your privacy and promises not to share your information with third parties. You can contact them via their Facebook page or email.
