Olyv (SmartCoin) Personal Loan Apk

Version5.3.2
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App byOlyv (Formerly SmartCoin)
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About

SmartCoin is a personal loan app that provides instant loans to both salaried and self-employed individuals in India. The app offers a completely digital and secure process, allowing users to apply for a loan and have the money credited to their account within minutes. The app features loans up to Rs 1 lakh with a tenure ranging from 2-9 months and an APR range of 30 to 90%. Additionally, the app is available in 7 languages and offers easy repayment options. SmartCoin is recognized as one of the best BFSI brands in 2023 by The Economic Times. The app also provides loans for various purposes such as medical emergencies, personal expenses, education, and more. Eligibility criteria include being self-employed or salaried with a monthly income above Rs. 20,000. Documentation requirements include address proof, ID proof, and optionally bank statements. The app works with various lending partners to provide these loans. To get a loan, users need to install the app, register, provide personal details, and upload necessary documents for e-KYC. SmartCoin aims to address the needs of the underbanked in India and offers a quick and convenient lending experience.